Bank Lending Rate in Albania increased to 4.60 percent in December from 4.14 percent in November of 2020. source: Bank of Albania

Bank Lending Rate in Albania averaged 4.36 percent from 2015 until 2020, reaching an all time high of 6.18 percent in December of 2015 and a record low of 3.58 percent in March of 2018. This page provides - Albania Bank Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news. Albania Bank Lending Rate - values, historical data and charts - was last updated on February of 2021.

Bank Lending Rate in Albania is expected to be 3.73 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. Looking forward, we estimate Bank Lending Rate in Albania to stand at 4.80 in 12 months time. In the long-term, the Albania Bank Lending Rate is projected to trend around 3.73 percent in 2022 and 4.73 percent in 2023, according to our econometric models.

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Albania Bank Lending Rate

Actual Previous Highest Lowest Dates Unit Frequency
4.60 4.14 6.18 3.58 2015 - 2020 percent Monthly

Albania Consumer Last Previous Highest Lowest Unit
Consumer Confidence -20.20 -18.20 -6.20 -21.80 points [+]
Retail Sales YoY 5.60 -5.40 74.47 -41.79 percent [+]
Consumer Spending 281886.00 291918.00 827012.00 216159.00 ALL Million [+]
Retail Sales Mom 9.60 -6.20 26.40 -28.20 percent [+]
Gasoline Prices 1.43 1.68 1.84 0.57 USD/Liter [+]
Economic Optimism Index 81.10 75.10 120.50 52.30 [+]
Consumer Credit 199142.10 198538.50 199142.10 102929.86 ALL Million [+]
Bank Lending Rate 4.60 4.14 6.18 3.58 percent [+]
Consumer Confidence Current Conditions -8.46 -5.82 12.68 -25.15 [+]
Consumer Confidence Economic Expectations 12.24 10.31 13.35 -12.07 [+]
Consumer Confidence Financial Expectations 11.42 9.83 11.42 -5.08 [+]
Consumer Confidence Major Purchases Expectations -41.42 -39.93 -26.92 -48.83 [+]
Consumer Confidence Price Trends -9.26 -19.59 34.83 -25.75 [+]
Consumer Confidence Savings Expectations -37.88 -35.07 -25.79 -57.85 [+]
Consumer Confidence Unemployment Expectations 2.49 -5.77 27.19 -8.52 [+]


Albania Bank Lending Rate
In Albania, the bank lending rate is the weighted average rate of interest charged on loans by commercial banks to private individuals and companies.