Consumer Credit in Germany decreased to 235885 EUR Million in the second quarter of 2020 from 238210 EUR Million in the first quarter of 2020.

Consumer Credit in Germany averaged 198904.53 EUR Million from 1968 until 2020, reaching an all time high of 423705 EUR Million in the fourth quarter of 1998 and a record low of 21369 EUR Million in the fourth quarter of 1968. This page provides the latest reported value for - Germany Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Germany Consumer Credit - values, historical data and charts - was last updated on October of 2020. source: Deutsche Bundesbank

Consumer Credit in Germany is expected to be 230499.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. Looking forward, we estimate Consumer Credit in Germany to stand at 257586.00 in 12 months time. In the long-term, the Germany Consumer Credit is projected to trend around 238267.00 EUR Million in 2021 and 244223.00 EUR Million in 2022, according to our econometric models.

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Germany Consumer Credit

Actual Previous Highest Lowest Dates Unit Frequency
235885.00 238210.00 423705.00 21369.00 1968 - 2020 EUR Million Quarterly
Current Prices, NSA

Germany Consumer Last Previous Highest Lowest Unit
Consumer Confidence -1.60 -1.70 16.80 -23.10 points [+]
Retail Sales MoM 3.10 -0.20 13.20 -6.20 percent [+]
Retail Sales YoY 3.70 5.00 9.70 -7.90 percent [+]
Consumer Spending 374.09 419.94 430.92 311.49 EUR Billion [+]
Disposable Personal Income 504.85 508.97 511.49 22.96 EUR Billion [+]
Personal Savings 21.10 12.20 21.10 7.80 percent [+]
Consumer Credit 235885.00 238210.00 423705.00 21369.00 EUR Million [+]
Private Sector Credit 3204924.00 3196557.00 3204924.00 6461.00 EUR Million [+]
Bank Lending Rate 1.78 1.94 6.55 1.78 percent [+]
Households Debt To GDP 54.60 54.40 71.20 34.80 percent of GDP [+]
Households Debt To Income 83.73 83.57 106.63 83.41 percent [+]
Gasoline Prices 1.50 1.54 2.14 0.91 USD/Liter [+]
Consumer Confidence Economic Expectations 41.30 34.80 69.50 -33.20 [+]
Consumer Confidence Financial Expectations 60.20 58.50 60.20 -26.70 [+]
Consumer Confidence Major Purchases Expectations 58.50 59.20 64.40 -55.40 [+]


Germany Consumer Credit
In Germany, consumer credit refers to loans granted to households for personal use in consumption. These include items such as loans granted for the purpose of purchasing motor vehicles, furniture, household appliances, radios/televisions or computers, or loans to finance holidays.