Household Saving Rate in Germany decreased to 10.50 percent in the first quarter of 2019 from 10.80 percent in the fourth quarter of 2018. Personal Savings in Germany averaged 11.80 percent from 1960 until 2019, reaching an all time high of 17.30 percent in the second quarter of 1975 and a record low of 7.80 percent in the first quarter of 1960.

Personal Savings in Germany is expected to be 10.40 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. Looking forward, we estimate Personal Savings in Germany to stand at 10.80 in 12 months time. In the long-term, the Germany Personal Savings Ratio is projected to trend around 11.50 percent in 2020, according to our econometric models.

Germany Personal Savings Ratio
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Forecast Data Chart
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Germany Consumer Last Previous Highest Lowest Unit
Consumer Confidence 9.70 9.80 16.80 -3.50 Index Points [+]
Retail Sales MoM 3.50 -1.70 4.60 -6.10 percent [+]
Retail Sales YoY -1.60 3.80 9.70 -7.90 percent [+]
Consumer Spending 408.97 404.05 408.97 290.30 EUR Billion [+]
Disposable Personal Income 505.02 502.47 505.02 22.96 EUR Billion [+]
Personal Savings 10.50 10.80 17.30 7.80 percent [+]
Consumer Credit 235851.00 234441.00 423705.00 21369.00 EUR Million [+]
Private Sector Credit 3045201.00 3022346.00 3045201.00 6461.00 EUR Million [+]
Bank Lending Rate 2.08 2.12 6.55 2.01 percent [+]
Households Debt To GDP 52.90 52.70 70.90 35.00 percent of GDP [+]
Households Debt To Income 82.51 82.68 106.63 82.51 percent [+]
Gasoline Prices 1.64 1.69 2.14 0.91 USD/Liter [+]
Consumer Confidence Economic Expectations 41.30 34.80 69.50 -33.20 [+]
Consumer Confidence Financial Expectations 60.20 58.50 60.20 -26.70 [+]
Consumer Confidence Major Purchases Expectations 58.50 59.20 64.40 -55.40 [+]


Germany Personal Savings Ratio

In Germany, Personal Savings correspond to the ratio of personal income saved to personal net disposable income during a certain period of time. This page provides the latest reported value for - Germany Personal Savings - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Germany Personal Savings Ratio - actual data, historical chart and calendar of releases - was last updated on August of 2019.

Actual Previous Highest Lowest Dates Unit Frequency
10.50 10.80 17.30 7.80 1960 - 2019 percent Quarterly
Seasonally Adjusted




Country Last Previous
Australia 2.80 Mar/19
Canada 1.10 Mar/19
China 36.10 Dec/16
Euro Area 12.60 Mar/19
France 15.33 Mar/19
Germany 10.50 Mar/19
India 26099.21 Dec/16
Italy 8.40 Mar/19
Japan 55.00 Jun/19
Mexico 21.20 Dec/18
Netherlands 9.66 Mar/19
South Africa -0.10 Mar/19
South Korea 8.80 Dec/17
Spain -4.52 Mar/19
Switzerland 13.50 Dec/17
United Kingdom 4.40 Mar/19
United States 8.10 Jun/19


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