Household Saving Rate in Germany increased to 17.70 percent in the fourth quarter of 2020 from 15.30 percent in the third quarter of 2020. source: Deutsche Bundesbank

Personal Savings in Germany averaged 12.06 percent from 1960 until 2020, reaching an all time high of 20.30 percent in the second quarter of 2020 and a record low of 7.80 percent in the first quarter of 1960. This page provides the latest reported value for - Germany Personal Savings - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Germany Personal Savings Ratio - values, historical data and charts - was last updated on April of 2021.

Personal Savings in Germany is expected to be 16.00 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. Looking forward, we estimate Personal Savings in Germany to stand at 12.00 in 12 months time. In the long-term, the Germany Personal Savings Ratio is projected to trend around 11.50 percent in 2022 and 11.00 percent in 2023, according to our econometric models.

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Germany Personal Savings Ratio

Actual Previous Highest Lowest Dates Unit Frequency
17.70 15.30 20.30 7.80 1960 - 2020 percent Quarterly
Seasonally Adjusted

Germany Consumer Last Previous Highest Lowest Unit
Consumer Confidence -6.20 -12.70 16.80 -23.10 points [+]
Retail Sales MoM 1.20 -6.50 13.00 -8.00 percent [+]
Retail Sales YoY -9.00 -9.30 9.70 -9.30 percent [+]
Consumer Spending 401.38 414.69 430.92 311.49 EUR Billion [+]
Disposable Personal Income 517.26 515.48 517.26 22.96 EUR Billion [+]
Personal Savings 17.70 15.30 20.30 7.80 percent [+]
Consumer Credit 235153.00 237038.00 423705.00 21369.00 EUR Million [+]
Private Sector Credit 3256405.00 3240323.00 3256405.00 6461.00 EUR Million [+]
Bank Lending Rate 2.00 1.99 6.55 1.78 percent [+]
Households Debt To GDP 57.70 56.40 71.20 34.80 percent of GDP [+]
Households Debt To Income 84.70 83.73 106.63 83.41 percent [+]
Gasoline Prices 1.78 1.80 2.14 0.91 USD/Liter [+]
Consumer Confidence Economic Expectations 41.30 34.80 69.50 -33.20 [+]
Consumer Confidence Financial Expectations 60.20 58.50 60.20 -26.70 [+]
Consumer Confidence Major Purchases Expectations 58.50 59.20 64.40 -55.40 [+]


Germany Personal Savings Ratio
In Germany, Personal Savings correspond to the ratio of personal income saved to personal net disposable income during a certain period of time.