Consumer Credit in Germany decreased to 235153 EUR Million in the fourth quarter of 2020 from 237038 EUR Million in the third quarter of 2020. source: Deutsche Bundesbank

Consumer Credit in Germany averaged 199260.42 EUR Million from 1968 until 2020, reaching an all time high of 423705 EUR Million in the fourth quarter of 1998 and a record low of 21369 EUR Million in the fourth quarter of 1968. This page provides the latest reported value for - Germany Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Germany Consumer Credit - values, historical data and charts - was last updated on May of 2021.

Consumer Credit in Germany is expected to be 257586.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. Looking forward, we estimate Consumer Credit in Germany to stand at 245500.00 in 12 months time. In the long-term, the Germany Consumer Credit is projected to trend around 249709.00 EUR Million in 2022 and 255952.00 EUR Million in 2023, according to our econometric models.

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Germany Consumer Credit

Actual Previous Highest Lowest Dates Unit Frequency
235153.00 237038.00 423705.00 21369.00 1968 - 2020 EUR Million Quarterly
Current Prices, NSA

Germany Consumer Last Previous Highest Lowest Unit
Consumer Confidence -8.80 -6.10 16.80 -23.10 points [+]
Retail Sales MoM 7.70 2.70 12.90 -8.00 percent [+]
Retail Sales YoY 11.00 -6.60 11.00 -8.30 percent [+]
Consumer Spending 401.38 414.69 430.92 311.49 EUR Billion [+]
Disposable Personal Income 517.26 515.48 517.26 22.96 EUR Billion [+]
Personal Savings 17.70 15.30 20.30 7.80 percent [+]
Consumer Credit 235153.00 237038.00 423705.00 21369.00 EUR Million [+]
Private Sector Credit 3256405.00 3240323.00 3256405.00 6461.00 EUR Million [+]
Bank Lending Rate 2.00 1.99 6.55 1.78 percent [+]
Households Debt To GDP 57.70 56.40 71.20 34.80 percent of GDP [+]
Households Debt To Income 84.70 83.73 106.63 83.41 percent [+]
Gasoline Prices 1.83 1.78 2.14 0.91 USD/Liter [+]
Consumer Confidence Economic Expectations 41.30 34.80 69.50 -33.20 [+]
Consumer Confidence Financial Expectations 60.20 58.50 60.20 -26.70 [+]
Consumer Confidence Major Purchases Expectations 58.50 59.20 64.40 -55.40 [+]


Germany Consumer Credit
In Germany, consumer credit refers to loans granted to households for personal use in consumption. These include items such as loans granted for the purpose of purchasing motor vehicles, furniture, household appliances, radios/televisions or computers, or loans to finance holidays.