Consumer Credit in Germany decreased to 234393 EUR Million in the fourth quarter of 2023 from 235742 EUR Million in the third quarter of 2023. Consumer Credit in Germany averaged 201167.91 EUR Million from 1968 until 2023, reaching an all time high of 423705.00 EUR Million in the fourth quarter of 1998 and a record low of 21369.00 EUR Million in the fourth quarter of 1968. source: Deutsche Bundesbank

Consumer Credit in Germany is expected to be 234950.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Germany Consumer Credit is projected to trend around 239103.00 EUR Million in 2025 and 242929.00 EUR Million in 2026, according to our econometric models.

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Germany Consumer Credit


Related Last Previous Unit Reference
Consumer Confidence -29.70 -25.40 points Feb 2024
Retail Sales MoM -1.60 -0.80 percent Dec 2023
Retail Sales YoY -1.70 -1.70 percent Dec 2023
Consumer Spending 424.19 423.18 EUR Billion Dec 2023
Disposable Personal Income 595.21 592.80 EUR Billion Dec 2023
Personal Savings 11.40 11.40 percent Dec 2023
Consumer Credit 234393.00 235742.00 EUR Million Dec 2023
Private Sector Credit 3665411.00 3676240.00 EUR Million Dec 2023
Bank Lending Rate 6.07 6.27 percent Dec 2023
Gasoline Prices 1.94 1.94 USD/Liter Jan 2024
Households Debt to GDP 53.50 54.30 percent of GDP Jun 2023
Households Debt to Income 86.20 88.44 percent Dec 2022
Consumer Confidence Major Purchases Expectations 58.50 59.20 Nov 2017

Germany Consumer Credit
In Germany, consumer credit refers to loans granted to households for personal use in consumption. These include items such as loans granted for the purpose of purchasing motor vehicles, furniture, household appliances, radios/televisions or computers, or loans to finance holidays.
Actual Previous Highest Lowest Dates Unit Frequency
234393.00 235742.00 423705.00 21369.00 1968 - 2023 EUR Million Quarterly
Current Prices, NSA